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“You’re not alone”: the use of peer support groups for fraud victims

Cassandra Cross (2019) — Journal of Human Behavior in the Social Environment

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Synopsis

This article examines the severe consequences of fraud victimization and the limited support services available to those affected. Victims not only suffer financial loss but also face broader harms, including declines in physical and emotional health, relationship breakdown, unemployment, homelessness, and in some cases, suicidal thoughts or actions. Despite the global prevalence of fraud, recovery-focused services remain scarce. The study uses a case study of an Australian jurisdiction where a face-to-face peer support group was established specifically for fraud victims. Interviews were conducted with participants both prior to the group’s launch and one year after its operation. This longitudinal approach allowed the researchers to capture the evolving experiences of victims and to assess the effectiveness of peer-based intervention. Findings highlight significant benefits of the support model. Participants reported reduced feelings of isolation, increased validation of their experiences, and the development of coping strategies through shared understanding with others who had endured similar victimization. The group offered a sense of community and belonging, helping to address the stigma and shame often attached to fraud victimization. However, the study also identified challenges. These included the difficulty of sustaining long-term engagement, varying needs and expectations among participants, and practical issues such as resource limitations and accessibility. Some victims required more intensive or specialized support beyond what peer models could provide. The article concludes that fraud victim support remains underdeveloped, and peer support groups offer a promising but partial solution. While exploratory, the findings underscore the urgent need for greater investment in victim services and the potential role of structured peer support as part of a broader system of recovery assistance.

Identified Gaps

Dedicated support for fraud victims is underdeveloped: support services are limited globally and face-to-face peer support groups for fraud victims were described as being in their infancy. Evidence is limited on whether peer support benefits victims of non-romance fraud, because all study participants had experienced romance fraud. The study also identifies unresolved implementation questions around sustaining attendance, safe facilitation, expectation management, accessibility, and support for men.

Methods

Exploratory qualitative case study of a Western Australian face-to-face peer support group for fraud victims. The author conducted semi-structured interviews before group commencement (July 2014; n=6) and more than 12 months after commencement (February 2016; n=7, including four original and three newer members). Interviews were recorded, transcribed, uploaded to NVivo 11, and thematically coded against the interview schedule and peer-support literature. Nine participants in total, predominantly aged 50+, were all romance-fraud victims.

Limitations

The small sample (n=9) is not generalizable and did not include every group member, so it may not represent the group. Participation was self-selected, likely excluding victims unwilling to disclose due to shame, embarrassment, or stigma. The sample was predominantly women, limiting insight into men’s support needs. All participants experienced romance fraud, preventing conclusions about peer support for other fraud types. Attrition also meant only four of six original interviewees completed the second interview.

Future Work

Establish and study additional peer support groups for fraud victims, including victims of fraud types other than romance fraud. Research should examine how to improve dedicated support mechanisms and address barriers to participation, particularly stigma, low attendance, logistical access, and men’s engagement. Any online support option requires careful assessment because participants may distrust technology and forums could attract repeat-targeting offenders.

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