Does age matter? Examining seniors’ experiences of romance fraud
Cross, C. ; Holt, TJ. (2025) — Security Journal
      Type:  
      
        Journal Article
      
    
  
      
      Country:  
      
        Australia
      
    
  
      
  
  AI-Generated Synopsis
          Romance fraud centers on offenders who present a believable romantic connection to persuade victims to surrender money. Although research on romance deception has expanded, there is limited exploration of how victims’ demographic characteristics relate to their risk of victimisation. A common assumption in policy and discourse is that older people are more susceptible, but the literature does not consistently confirm this pattern, leaving uncertainty about which groups may be more vulnerable. To investigate this issue, the study analyzes 2,686 romance fraud complaints filed with Scamwatch, the online fraud reporting portal in Australia, to determine whether being 65 years or older is associated with an elevated risk of victimisation. The analysis focuses on identifying correlations between older age and the likelihood of experiencing romance fraud, including distinctions in monetary loss and exposure of personal information. By examining reported cases, the researchers aim to clarify whether age operates as a meaningful predictor of harm in these schemes. The findings show that seniors were not more likely to suffer monetary losses from romance fraud than victims in other age groups, and they were less likely to have personal information compromised compared with other demographic groups. In other words, older status did not correspond to greater financial harm and, in some respects, appeared to be associated with lower risk for certain forms of victimisation. These results suggest that demographic factors such as age may have limited predictive value for romance fraud victimisation. Overall, the study highlights the difficulty of using demographic characteristics to forecast romance fraud victimisation and emphasizes the need for further research in this area. The authors point to the necessity of
        
       
      